Production readiness starts with operational discipline.

Checklist

Operational requirements to validate before production

• Access approvalConfirm credentials, environment access, institutional permissions and the approved operating model for each party.
• Security reviewReview authentication, secret handling, webhook verification, data retention and encryption requirements in line with institutional expectations.
• Operational monitoringDefine alerting, issue ownership and remediation steps for failed instructions, reconciliation exceptions and time-sensitive payment events.
• Reconciliation and supportMake sure settlement, ledger and payment discrepancies have documented resolution paths and a support owner.

Current guidance

Documented requirements, not future claims

The most important principle is clarity: document what is required today, what remains future work, and which controls are still under review. This avoids conflating a product vision with established operational capability.